Prop Firm Calculator — Compare Funding Costs & Payouts
Compare challenge fees, profit targets, drawdown rules, and payout splits across FTMO, FundedNext, The5ers, FXify, and E8 Funding — all in one place.
What is a prop firm challenge?
A prop firm challenge is a paid evaluation where you trade a demo account under strict rules — a profit target, a max drawdown limit, and a daily loss limit. Pass the challenge and you're given a funded account (still demo, but firms pay you based on your simulated P&L). Fees typically run $50-$2,000 depending on account size.
Which prop firm is best?
It depends on your edge and risk tolerance. FTMO has the largest account sizes and highest fees but a long track record. FundedNext offers flexible rules and lower fees. The5ers is 2-step with scaling. FXify has cheap entry fees. E8 Funding suits tighter-drawdown traders. Use the calculator to see which rules fit your style.
How does the payout split work?
Most firms start at 70-80% to the trader. Some scale up to 90% after hitting milestones or after multiple payouts. Payouts happen monthly or bi-weekly. You receive the split of your net profit minus any refundable challenge fee (some firms refund the fee on first payout).
What's the catch with prop firms?
Two main ones. First, most challenges are extremely hard to pass — industry pass rates sit around 5-15%. Second, even funded traders can lose their account on a single rule break. The real cost-per-funded-account includes the failed challenges you paid for along the way.
Frequently asked questions
Are prop firm fees refundable?
On most firms, yes — but only if you pass the challenge and receive your first payout. Fail at any step and the fee is lost.
Can I use the same strategy across prop firms?
Yes in principle, but rules differ. A scalper may hit FTMO's consistency rules but pass FundedNext. A news trader needs firms without news restrictions. Always read the full ruleset.
How much can I make from prop firms?
With a real edge, $5K-$50K/month on six-figure accounts. Without one, you'll burn through challenge fees. Track every trade with MyVeridex to know if your edge is real.